Tax compliance, beautifully simplified.
HMRC-ready record keeping, automated quarterly summaries, and real-time tax estimates. Latch handles the complexity so you can focus on your portfolio.
Know when MTD affects you.
HMRC is lowering the property income threshold over three years. Latch monitors your income and tells you exactly when you need to comply.
April 2026
Phase 1£50,000
Landlords with annual property income above £50,000 must keep digital records and submit quarterly updates.
April 2027
Phase 2£30,000
The threshold drops to £30,000, bringing more landlords into the MTD regime.
April 2028
Phase 3£20,000
Most landlords with property income above £20,000 will need to comply with MTD for Income Tax.
Four quarters. Zero stress.
Latch tracks your income and expenses in real time, so when each quarterly deadline arrives, your summary is already prepared.
Q1: Apr – Jun
Deadline: 5 August
Income
£8,450
Expenses
£2,180
Net Profit
£6,270
Transactions — Apr – Jun
Every transaction, automatically recorded.
Latch keeps your income and expenses in HMRC-compliant digital format. No spreadsheets, no shoeboxes, no stress.
Income Tracking
Every rent payment, deposit, and sundry income automatically recorded against the right property, tenant, and tax period.
Incoming payments
Allowable Expense Tagging
Latch flags which expenses are HMRC-allowable deductions.
Boiler repair
£380
Mortgage interest
£420
Personal trip
£85
Receipt Scanning
Upload receipts and AI extracts amounts, dates, and categories.
Bank Feed Sync
Transactions sync automatically. AI matches them to tenants and properties.
Your tax position, crystal clear.
See your estimated tax liability in real time. Track income versus allowable expenses, monitor each property's contribution, and know exactly where you stand before filing day.
Estimated Tax
£3,240
Based on current data
Income This Year
£34,200
From 5 properties
Allowable Expenses
£8,940
72% of total expenses
Filing day? Already sorted.
Every aspect of your MTD compliance is tracked, monitored, and ready to go.
Digital Record-Keeping
Every income and expense transaction stored in HMRC-compliant digital format with full audit trail.
CompliantQuarterly Summaries
Income and expense summaries auto-prepared for each quarter. Review and submit with confidence.
Auto-preparedAllowable Expenses
Each expense flagged as allowable or non-allowable based on HMRC guidance. Maximise your deductions.
AI-flaggedThreshold Monitoring
Your property income is tracked against HMRC thresholds. Get alerts before you cross the compliance boundary.
Active monitoringTax Estimates
Real-time estimated tax liability based on your actual income and expenses. No year-end surprises.
Real-timeExport Ready
Export your tax data for your accountant or directly into HMRC-compatible tax software at any time.
One-click exportReady to make tax digital the easy way?
Join landlords who replaced spreadsheets and tax-day panic with automated, HMRC-ready record keeping.