Compliance
Feb 12, 20268 min read

Landlord Ombudsman: What to Expect and How to Prepare

All private landlords will be required to join a new ombudsman scheme under the Renters' Rights Act. What this means, how complaints will work, and how to prepare.

L

The Latch Team

Editorial

Landlord Ombudsman: What to Expect and How to Prepare

The Renters' Rights Act 2025 makes membership of a landlord ombudsman scheme mandatory for all private landlords in England — not just letting agents, as was previously the case. This is a major expansion of tenant protections and means that every landlord, regardless of portfolio size, must join an approved ombudsman scheme and follow its complaint resolution process.

This guide explains what the new mandatory ombudsman means for landlords, what types of complaints it handles, the complaint process from start to finish, possible outcomes, costs, and how to prepare. Understanding the ombudsman process now will help you avoid costly mistakes and maintain a strong compliance record.

Why a Mandatory Landlord Ombudsman?

Previously, only letting agents and property managers were required to belong to a redress scheme (such as The Property Ombudsman or the Property Redress Scheme). Private landlords who self-managed their properties had no equivalent requirement, leaving tenants with limited options for resolving disputes outside the courts.

The Renters' Rights Act changes this by requiring every private landlord to join an approved ombudsman scheme. The Government's stated aim is to provide tenants with a free, accessible, and impartial route to resolve complaints without needing to go to court.

Key point: This applies to ALL private landlords — whether you manage one property yourself or a portfolio of hundreds through an agent. If you let private residential property in England, you must be a member of an approved ombudsman scheme.

What Complaints Does the Ombudsman Handle?

The landlord ombudsman will handle complaints from tenants about their landlord's conduct and management of the tenancy. Based on the legislation and existing ombudsman schemes, the types of complaints likely to be covered include:

  • Repairs and maintenance: Failure to carry out repairs within a reasonable time, ignoring maintenance reports, or carrying out substandard work
  • Communication failures: Not responding to tenant enquiries, failing to provide required information, or being unreachable
  • Deposit disputes: Issues with deposit protection, unfair deductions, or failure to return deposits on time
  • Pet request handling: Unreasonable refusal of pet requests or failure to respond within the 42-day window
  • Rent increase disputes: Procedural failures in the Section 13 process (though the rent amount itself is a Tribunal matter)
  • Entry and privacy: Entering the property without proper notice or consent, or harassment
  • Service provision: Failures related to services the landlord is responsible for providing (heating, hot water, communal areas)
  • Anti-social behaviour response: Failure to take reasonable steps to address anti-social behaviour affecting a tenant

What the ombudsman does NOT handle: Disputes about the amount of rent (these go to the First-tier Tribunal), possession proceedings, or matters that are before the courts. The ombudsman is for service and conduct complaints, not legal disputes about tenancy terms.

The Complaint Process: Step by Step

The ombudsman complaint process follows a structured approach designed to encourage resolution at the earliest possible stage:

Stage 1: Internal Complaint to the Landlord

Before a tenant can escalate to the ombudsman, they must first raise the complaint directly with the landlord and allow a reasonable time for resolution. This is sometimes called the landlord's internal complaints procedure.

  • The tenant submits a written complaint to the landlord describing the issue
  • The landlord must acknowledge the complaint within a reasonable time (typically 5-10 working days)
  • The landlord investigates and responds with their proposed resolution
  • If the tenant is not satisfied with the response, or the landlord fails to respond within a reasonable period (typically 8 weeks), the tenant can escalate to the ombudsman

Latch tip: Use Latch to log every complaint received, record your response, and track resolution timelines. This creates an auditable record that demonstrates you took the complaint seriously and acted promptly — essential evidence if the matter escalates to the ombudsman.

Stage 2: Ombudsman Investigation

If the tenant is not satisfied after Stage 1, they can refer the complaint to the ombudsman. The ombudsman process typically involves:

  1. Complaint submission: The tenant submits a formal complaint to the ombudsman, providing details of the issue, evidence of having raised it with the landlord, and the outcome of the landlord's response
  2. Preliminary assessment: The ombudsman assesses whether the complaint falls within its jurisdiction and whether the internal complaints process has been exhausted
  3. Information gathering: Both the landlord and tenant are asked to provide evidence — correspondence, photographs, receipts, inspection reports, and any other relevant documentation
  4. Investigation: An ombudsman caseworker reviews all evidence, may request additional information, and reaches a determination
  5. Decision: The ombudsman issues a written decision with findings of fact, a determination of whether the landlord acted fairly, and any required remedies

Possible Outcomes of an Ombudsman Complaint

If the ombudsman finds in favour of the tenant, they can require the landlord to take one or more of the following actions:

Apology

A formal written apology to the tenant for the failing identified. This is the most common outcome for minor complaints and is often accompanied by other remedies.

Most common

Compensation

A financial payment to the tenant to compensate for the distress, inconvenience, or financial loss caused by the landlord's failing. Compensation amounts vary but can range from £50 for minor issues to several thousand pounds for serious failings.

£50 to £5,000+

Action Plan

A requirement for the landlord to take specific corrective action — such as completing repairs, implementing a complaints procedure, or updating their practices. The ombudsman will set a deadline for compliance.

Corrective action

Service Improvements

A requirement for the landlord to make systemic changes to prevent the issue from recurring — such as improving communication processes, establishing better record-keeping, or training staff.

Systemic change

Ombudsman decisions are binding on the landlord if the tenant accepts the outcome. If the landlord fails to comply with the ombudsman's decision, this can be reported to the local authority and may result in further enforcement action.

Costs of Ombudsman Membership

Landlords will be required to pay an annual membership fee to the approved ombudsman scheme. The exact fee structure has not been finalised, but based on existing redress schemes and Government consultation:

Membership TypeEstimated Annual FeeNotes
Individual landlord (1-3 properties)£30-£60Based on existing Property Ombudsman agent fees
Portfolio landlord (4-20 properties)£60-£150Scaled based on number of properties
Large portfolio (20+ properties)£150-£500Tiered pricing based on portfolio size
Letting agent (on behalf of landlord)Included in agent feeAgents already pay redress scheme fees

Note: These are estimates based on existing redress scheme pricing and Government consultation responses. Final fees will be set by the approved ombudsman scheme(s). There is no cost to the tenant for making a complaint.

How to Prepare for the Ombudsman

The single most important thing landlords can do to prepare for the mandatory ombudsman is to establish excellent record-keeping habits. The vast majority of ombudsman complaints are resolved on the evidence — and the landlord with better records usually achieves a better outcome.

  • Join an approved ombudsman scheme as soon as membership opens
  • Create a written internal complaints procedure for tenants
  • Establish response time targets (acknowledge within 5 days, resolve within 8 weeks)
  • Log all tenant complaints, maintenance requests, and communications in Latch
  • Keep photographs and dated records of property condition at check-in and check-out
  • Maintain a complete file of compliance certificates (gas, EICR, EPC, deposit)
  • Respond to all tenant communications in writing (email or Latch messaging)
  • Document the reasoning behind all decisions (rent increases, pet requests, maintenance timelines)
  • Review your processes against ombudsman codes of practice when published
  • Brief any letting agents or contractors on the new complaints process

How Latch Helps You Stay Ombudsman-Ready

Latch is designed to provide the exact documentation trail that the ombudsman process demands. Every interaction, decision, and document is automatically logged and timestamped, creating an unassailable record of your conduct as a landlord.

Communication Log

Every message between you and your tenant is recorded with timestamps, read receipts, and full conversation history. No dispute about what was said or when.

Timestamped records

Maintenance Audit Trail

From the initial report through triage, contractor assignment, and completion — every step of a maintenance request is documented with dates and evidence.

Full paper trail

Compliance Dashboard

All certificates, inspections, and compliance documents are tracked with expiry dates and renewal reminders. Demonstrate that you meet every legal requirement.

Always compliant

Decision Records

Log the reasoning behind key decisions — rent increases, pet request responses, maintenance priorities — so you can evidence fair and reasonable conduct.

Evidence-based decisions

Be Ombudsman-Ready from Day One

Start your free 30-day trial of Latch and build the documentation habits that protect you in ombudsman complaints. Automatic communication logging, maintenance audit trails, and compliance tracking — everything you need to demonstrate good practice. No credit card required.

Rent received
£14,200
Paid on time
Upcoming rent
£3,275
7 scheduled
Rent overdue
£0
All clear
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28

Ready to simplify your property management?

Create your free account today and see how organized financial tracking can streamline your portfolio.

Get Started with Latch

Disclaimer: This guide is for informational purposes only and does not constitute legal advice. The mandatory landlord ombudsman provisions of the Renters' Rights Act 2025 are subject to secondary legislation for implementation details including the approved scheme(s), fee structure, and complaint procedures. Information in this guide is based on the enacted legislation and Government consultation responses as of February 2026. Always consult official guidance and a qualified solicitor for advice specific to your circumstances. Last updated February 2026.

Manage your properties with ease

Join thousands of landlords who use Latch to track income, expenses, and run their rental business on autopilot.

You might also like